Answers to the
difficult questions.

Fire Horse operates on a mandate basis — not a product basis. We do not manage funds, sell insurance, or receive third-party commissions. Our fees are paid exclusively by the client, which ensures that every recommendation we make serves solely your financial and patrimonial interest.

We work with individuals and families with substantial assets who face fiscal, legal, or intergenerational complexity. Many come to us at moments of transition: relocating to Portugal, selling a business, receiving an inheritance, navigating a divorce, or reorganizing family holdings.

We do not define a minimum asset threshold — we define a minimum level of complexity. We work with clients for whom integrated, multi-disciplinary coordination generates clear, measurable value. The initial conversation — with no commitment — is precisely the moment to determine whether that fit exists.

It begins with a private 30 or 60-minute meeting, at no cost and with no commitment. If there is alignment, we prepare a patrimonial diagnostic and present a formal engagement proposal. Only upon acceptance of that proposal does substantive work begin.

It depends on the complexity of the situation. For time-sensitive tax matters (e.g., NHR/IFICI ahead of a filing deadline), we move within days. For succession strategies or long-horizon planning, the timeline extends naturally. The initial diagnostic identifies quick wins and sets clear priorities.

Both. Certain areas — strategic coordination and overall case management — are handled directly by our team. For technical execution (legal, tax, banking), we engage specialists from our established partner network, whom we select and supervise on a case-by-case basis.

The original NHR regime was closed to new applicants in 2024. The IFICI (Tax Incentive for Scientific Research and Innovation) regime, informally known as NHR 2.0, is now in place with more restrictive eligibility criteria. We assess each case individually to determine whether a qualifying pathway exists and what the optimal application strategy is.

Yes, but with material conditions that vary depending on the country of origin, the nature of the activity, and the corporate structure. There is a risk of dual taxation if the effective management of the company is exercised from Portugal. This analysis is one of our core specializations.

The Golden Visa (ARI) programme remains open, but eligible investment categories were revised in 2023. Direct real estate investment in urban areas no longer qualifies. Options currently available include qualifying investment funds and certain capital transfer routes.

All documentation is handled under the strictest security protocols. We maintain no public client registry, we do not disclose references without explicit authorization, and all staff and partners are bound by rigorous professional secrecy obligations.

Never. We do not publish case studies, do not directly reference clients in marketing materials, and do not participate in rankings or lists that identify specific mandates. Discretion is a structural feature of how we operate — not a courtesy.